Knowing when somebody is lying to you has become almost a science. Many law enforcement agencies from the FBI down to local police departments offer training in this subject. Observation and common sense play a large part.
Typical of using common sense; might be a situation where police are questioning a suspect about a crime. The suspect starts to yawn, stretch their arms and legs, and trying to get comfortable. They might even try removing imaginary pieces of lint from their clothing. In other words they are trying to show by body language that they are calm and relaxed because they are innocent. The truth is, if they were innocent they would not be relaxed, but angry and indignant at being wrongly accused.
Here is a way to tell if a person is doing something wrong. As example we will use a girl who thinks her fiancé is running around with other women. She should not ask him directly because he would simply deny it and nothing would be accomplished. The better approach would be for her to say, ” I saw my girl friend’s fiancé out with another woman. What should I say to her? ”
If the girl’s fiancé responds by trying to get rid of the question as quickly as possible by saying things like, “You should mind your own business. Let’s go out to a movie.” or” I hate talking about things like that ” or “Forget it.” the probabilities are he is running around and feels uncomfortable talking about it. On the other hand if he is willing to talk about it, discussing the best way to tell the girl about her fiancé as example . This indicates that he is not running around because he is comfortable talking about the subject.
Good credit can save you money because it gets you financing at a cheaper rate. It also gives you favorable treatment from banks and credit card companies. For the most part your credit score is based on how promptly you make your payments and not having to great of an outstanding balance owed.Your credit score will be hurt by payment delinquencies and the closing out existing credit cards that you have but do not use.
Be very hesitant about using credit repair companies that charge for their services. They cannot do anything for you the you can’t do for yourself under the Federal Credit Repair Act.
The trick that will help you improve your credit score is this. When you receive your monthly credit card statement it appears as though you have the option of paying either a minimum amount or the monthly balance. If you normally pay the minimum, pay an amount reasonably over the minimum (10 – 15%). This will accelerate lowering your existing balance and this makes credit card companies very happy. Try it for a few payments and see what the results are credit wise. Eventually the balance has to be paid off anyway.
If you are injured on the job, even if it is your own fault, you have the right to be treated and compensated for the injuries. Each state has their own set of rules but they all provide protection for you, the injured employee. The injury must occur within the course and scope of your job and should be reported to the employer as quickly as possible.
All types of injuries are covered: Accidents, injuries to joints because of work activities, aggravation of a pre-existing problem, allergies and sensitivities to the work place, in some states psychological issues are included, the list is almost endless.
You may use your own Doctor for treatment if care is not provided. If during the time of treatment you’ re unable to work, you are entitled to be paid a weekly amount. Usually this comes from an insurance company that most employers are required by law to have.
After treatment if you are basically healed, you have the right to be given your old job back. If it turns out that because of the injury you can no longer do the same physical activities, you have a right to be compensated with money because your earning capacity has been diminished. Typically, an Attorney is required to insure your best interest.
Let’s assume that you have been involved in an auto accident either as a driver or a passenger and would like to be compensated with money. To figure out who should get what, the law has created certain rules and principles. These allow you to sue, or threaten to sue which creates the out of court settlement.
In a car accident case four elements must be present. The first is that the driver of the car that caused the accident must owe a duty of due car to the driver or passenger he injured. This simply means he must use reasonable care driving and not injure any car or person. Included in this would be using proper speed, and stopping at red lights and stop signs.
The second element is that the driver we want to sue breached his duty of due care by running a red light or failing to stop when they should have. There are many ways of breaching the duty of due care.
The third element is foreseeability. Another words was it foreseeable that the breach is the cause of injuries. It is certainly foreseeable to the driver of a car that when he hits another car there will be injuries to the people in the vehicle.
The fourth element is injuries resulting from the accident. This includes payment for pain and suffering, loss of wages, damages to car and other property, medical bills, future medical bills, general damages and loss of consortium (loss of romantic interludes with one’s wife).
When the four elements are present, you have a good case.
Lets assume that you have been involved in an accident that was not you fault and your Attorney has negotiated a settlement. But by the time you pay the Doctor he sent you to and then pay the Attorney his one third there is not very much left over for you. To make matters even worse, you probably signed a retainer agreement with the attorney agreeing to the one third or forty percent if he has to go to court.
You might consider having the Attorney ask the Doctor to lower his bill, in order to get you more money out of the settlement. But if the two of them are good friends not much is going to happen.
Here is what you could do. Tell the Attorney you are not happy with the settlement. He can’t accept it without your approval. Then let him know that if he can’t do better with a settlement you want to go to court. This is probably something your Attorney doesn’t want to do because he managed this settlement with a few simple phone calls, and now he may have to spend days in Court for just a few dollars more. Also, his friend the Doctor will have to spend some time coming to Court and testifying.
The Attorney is legally required to go forward with your case to Court, which of course he doesn’t want to do. So as he puts pressure on you to settle, simply suggest he cut his one third to twenty five percent and the Doctor cut his bill also. If your Attorney refuses, always keep in mind that when you reach those Court House steps the insurance company might very well increase their offer of settlement.